Price Reduction - Waterfront - Primary on Main
Address
499 W. Middle Creek, Otto, NC
Price
$ 849,000
Property Attributes
  • MLS#26048023
  • TypeSingle Family
  • Listing Status Active
  • CountyMACON
  • CityOtto
  • AreaOtto
  • Zip28763
  • StyleTwo Story,Raised Ranch
  • Taxes$ 2608
  • Price$ 849,000
  • Bedrooms4
  • Full Bathrooms5
  • Half Bathrooms1
  • Sqr Footage2592
  • Lot Size10 Acres
Data Source:
Carolina Smokies Association of REALTORS® (CSNCAOR)
Property Description

Discover exceptional mountain living in this custom 4-bedroom, 5.5-bath home set on 10.92 unrestricted acres with bold creek frontage and outstanding privacy. Ideal as a horse property or gentleman's farm, the land features a flat, fenced pasture along a big TROUT CREEK—perfect for riding, grazing, or simply enjoying the serene rural setting.A welcoming timber-frame porch with a gas-log fireplace sets the tone. Inside, the main level offers a spacious great room with a vaulted ceiling, rich tongue-and-groove paneling, and hardwood floors throughout. All four bedrooms are ensuite, and a convenient half bath serves the main living area.The lower level extends the living space with a large rec room, two additional sleeping rooms, and a full bath. This level also includes three horse stalls, currently used as storage and a workshop, providing flexible utility for animals or hobbies.Enjoy sweeping views across the pasture toward the valley and mountains, all just a short drive to Highlands and Franklin, NC. A rare combination of craftsmanship, acreage, and waterfront beauty—ready to become your mountain retreat.

Price History
7/27/2026 Listed $939,000
8/3/2026 5$899,000
9/14/2026 6$849,000

General Features

Sewer Septic Tank
Cooling Mini-Split
Roof Composition
Appliances Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer
Water Well,Private
Water Heater Electric
Fireplaces Gas Logs,Stone/Rock
Status Active
Full Baths 5
Half Baths 1
Year Built 2020
Subdivision N/A
County Macon
Township Smithbridge (Macon Co.)
Area Otto
Financing Cash,Conventional
Status Active
Type & Style Two Story,Raised Ranch
Virtual Tour https://tour.usamls.net/499-W-Middle-Creek-Otto-NC-28763/unbranded
Directions 441South to Left onto Tessentee Road. Right on to W. Middle Creek Rd. To 499 on Right.
City Otto
Listing Type Residential
ListingAgentFirstName Marty
ListingAgentLastName Kimsey

Interior Features

Interior Amenities Cathedral/Vaulted Ceiling,Ceiling Fans,Ceramic Tile Bath,Kitchen/Dining Room,Kitchen/FR Combo,Living/Dining Room,Main Level Living,Primary w/Ensuite,Primary on Main Level,Open Floor Plan,Rec/Game Roo
Beds 4
Basement/Foundation None-Basement,Slab
Floors Ceramic,Engineered Hardwood
Attic None
Master Bedroom Level First
Approximate Heated SqFt 2592
Bedroom 2 Level First
Bedroom 3 Level First
Bedroom 4 Level First

Exterior Features

Exterior Wood Siding,Board & Batten Siding
Exterior Amenities Deck,Porch,Screened Porch/Deck
Garage/Carport None-Garage,None-Carport
Lot Dimensions 10.9200
Windows/Doors Windows-Insulated,Doors-Insulated

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 28763

Price
AVG $870K
$850K
Visits
AVG 111
16
Data Provided by Inside Real Estate®